This privacy notice discloses the privacy practices for www.specialtyaginsurance.com (“this website” or “the website” or “our website”). This privacy notice applies solely to information collected by or through your contact with this website. It will notify you of the following:

What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared;
What choices are available to you regarding the use of your data;
The security procedures in place to protect the misuse of your information; and
How you can correct any inaccuracies in the information.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our website. By accessing or using this website, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 13
Our website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features, register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at saicm@specialtyaginsurance.com.

Information Collection, Use, and Sharing
Specialty Agriculture Risk and Financial Association LLC (“we” or “us”) is the sole owner of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you and via cookies, as described below. This information may include your or your company’s name, postal address, email address, telephone number, social security number, employer identification number, credit card information or any other identifier by which you may be contacted online or offline (“personal information”). We will not sell or rent this personal information to anyone.

The information we collect on or through our website may include:
– Information that you provide by filling in forms on our website. This includes information provided at the time of registering to use our Website, becoming one of our members, or requesting further services. We may also ask you for information when you report a problem with our website.
– Records and copies of your correspondence (including email addresses), if you contact us.
– Your responses to surveys that we might ask you to complete for research purposes.
– Details of transactions you carry out through our website and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our website.

We may use your personal information:
– To respond to you regarding the reason you contacted us;
– To present our website and its contents to you;
– To fulfill any other purpose for which you provide it;
– To provide any notices about your membership, including expiration and renewal notices;
– To carry out or obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;
– To notify you about changes to our website or any products or services we offer or provide through it;
– In any other way we may describe when you provide the information; and
– For any other purpose with your consent.

We will not share your information with any third party outside of our organization, other than as necessary to fulfill any request you may have made, to any of our subsidiaries or affiliates, in order to comply with any court order, law or legal process, including to respond to any government or regulatory request, to enforce or apply our terms and conditions (available here) and other agreements, including for billing and collection purposes, or if we believe disclosure is necessary or appropriate to protect the rights, property or safety of SARFA or our customers, members, subsidiaries or affiliates. We may, in our sole discretion, notify you of any requests from any such Governmental Body, in each case if such notification is legally permitted and commercially reasonable under the circumstances.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

See what data we have about you, if any.
Change/correct any data we have about you.
Have us delete any data we have about you.
Express any concern you have about our use of your data.

Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information which may be “personally identifiable information” under applicable law (such as your or your company’s name, credit card data, address, telephone number and email address), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via email at the email address specified below.

Registration
In order to use this website, a user must first complete the registration form. During registration a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

Orders
We request information from you on our order form. To buy from us, you must provide contact information (like name and shipping address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill your orders. If we have trouble processing an order, we’ll use this information to contact you.

Cookies
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

Sharing
We share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

We partner with another party to provide specific services. When the user signs up for these services, we will share names or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account and/or through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our website and this privacy policy to check for any changes.

Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
saicm@specialtyaginsurance.com.

Revised March 8, 2019